I only need the 3rd Part. 
Comparison and assessment of earlier ratios for the used accounting period compared to the previous accounting period. (i.e. the ratio became better of worse and why). 
Company was boubyan bank which is listed in Kuwait Stock Exchange. I have attached the financial statement and ratio calculations in an excel sheet. 
Need 600 words ratio analysis. 

Instructions.jpg

BoubyanBankFinancials.xlsx

Income Statement

2022
2020

31-Dec
31-Dec

Net Interest Income

167.22
138.89

Interest Income, Bank

283.71
223.06

Total Interest Expense

116.49
84.17

Loan Loss Provision

43.61
57.43

Net Interest Income After Loan Loss Provision

123.62
81.46

Non-Interest Income, Bank

31.96
39.82

Non-Interest Expense, Bank

-101.38
-87.66

Net Income Before Taxes

56.38
33.62

Provision for Income Taxes

2.11
0.07

Net Income After Taxes

54.27
33.55

Minority Interest

30.68
0.87

Equity In Affiliates

–
–

U.S GAAP Adjustment

–
–

Net Income Before Extraordinary Items

57.79
34.42

Total Extraordinary Items

–
–

Net Income

57.79
34.42

Total Adjustments to Net Income

-6.07
-5.19

Income Available to Common Excluding Extraordinary Items

51.72
29.23

Dilution Adjustment

6.07
–

Diluted Net Income

51.72
29.23

Diluted Weighted Average Shares

3866.54
3538.58

Diluted EPS Excluding Extraordinary Items

0.013
0.008

DPS – Common Stock Primary Issue

0.006
–

Diluted Normalized EPS

0.01
0.006

Balance Sheet

2022
2021

31-Dec
31-Dec

Total Current Assets
1153.54
1148.03

Total Assets
7880.76
7351.9

Cash